News and Insights
Read our latest blog posts providing updates and insights on the property and mortgage markets as well as some interesting and fun updates on the Enable Independent Gang.
Could you benefit from the Government’s Mortgage 95% Guarantee Scheme?
The Government’s mortgage guarantee scheme is one of many introduced by the Government over the past few years; an attempt to make sure that first-time
Rising house prices threaten to negate Help to Buy ISAs
Rising house prices threaten to negate the Help to Buy ISA scheme set up on 1 December 2015 to help first-time buyers save up to
House prices reach record high
According to the Halifax house price index, house prices reached a record high of £276,759 at the beginning of 2022, this is despite growth in
How has the rise in increase rates affected you?
The cost of living has gone up exponentially over the past few months and the average rates for two, three, and five-year fixed rates rising
How does a remortgage work?
In the past few years, even pre-pandemic, remortgaging to release money tied up in property assets has become more popular in the UK. Before Covid-19
Good news for first-time landlords
If you are looking for a buy-to-let mortgage there are now nearly twice as many BTL mortgage products than there were a year ago, according
Is now a good time to remortgage?
If you are looking to save money on your existing mortgage payments and cut some of your monthly bills then it might be a good
Increase in property transactions in December
Property market sales were up by 11.8% in December compared to November, which meant that total transactions were close to 1.5 million for 2020 according
Are you looking at ways to reduce the ‘squeeze’?
This year has already been coined as the ‘year of the squeeze’ with rising energy costs, phone bills, mortgage repayments, council tax, and national insurance
Launch into 2022 by reducing your mortgage
Launch into 2022 by reducing your mortgage payments and receive a FREE MORTGAGE application on re-mortgages for both existing and new clients! Save on the
Interest rates are on the rise – is it time to review yours?
Over the past few years, we have experienced exceptionally low-interest rates, however, with the announcement of a 01.15 percentage points rise last December many borrowers
Landlords are you ready for the EPC changes?
The Government would like to increase the EPC requirements to a ‘c’ rating for all new tenancies by 2025 and current tenancies by 2028 to
Focusing on 2022 rebuilding after the pandemic
Enable’s IFAs in Bishops Stortford know what a tough year it has been again for many. It is good to see that according to new
UK mortgages in 2022?
At this time of year what comes next is always at the back of the mind. It is always difficult to predict the future and
Confused mortgage consumers
A recent poll conducted by Countrywide Surveying Services (CSS) revealed that some 80% of consumers confuse a mortgage valuation with a survey. Enable’s IFAs in
