Pension Lifetime Allowance trap

January 29, 2020

Enable’s IFAs in Bishops Stortford can help you manage your pensions and savings. Making sure you are not caught by the pensions Lifetime allowance trap is something for higher earners to beware of. Back in 2006-7, the Pension Lifetime Allowance was first introduced to cap the amount that you can save into your pension during your lifetime before a tax charge is levied. When the allowance was... more >

2020 UK property insights 

January 26, 2020

Enable’s IFAs in Bishops Stortford know many of us start the New Year with an intention to move on. If you are looking to buy or sell a house in 2020 it is not easy. Recent years have made the property market and house prices even trickier to predict. Following the general election result however and a plan for Brexit by December 2020 homeowners at least can hopefully gain a little more clarity ... more >

Extending your property? Looking to remortgage?

January 24, 2020

With the uncertainty around property, many have been looking to extend property that they already own. Enable’s IFAs in Bishops Stortford can help you look at financing an extension as well as a mortgage if you are thinking of moving or extending your home in 2020. When looking to extend your property you need to be aware of planning permission. The rules do change and you want to make sure y... more >

Equity release questions

January 22, 2020

In recent years Enables experienced IFAs in Bishops Stortford have noticed more and more people are choosing to release cash from their homes as part of their pension planning or wealth management. If you decide equity release is for you making sure you get the right advice is vital.  Many approaching retirement are sitting on huge amounts of equity in their homes as house prices have boomed i... more >

2019/20 Share options

January 15, 2020

Enable’s IFAs of Bishops Stortford like to make sure all investors do an annual review of their finances and that includes taking stock of your stock. In 2019 some share are way up some by as much as 225%, while others have plummeted 90%. There is always volatility in share prices but fortunately when it comes to investing there are plenty of different options open to suit different needs and di... more >

2019 Election results and Brexit – the impact on financial planning and management

Enable’s experienced IFAs in Bishops Stortford know that every election has an impact on financial planning and management. The so-called Brexit election will be no different. But it is not always easy to know how to respond.  Recently the Chancellor Sajid Javid said on Sky News the election result is good news for the economy he insists there will be “a deal dividend” from carrying out ... more >

Donating to charities is part of financial planning

January 9, 2020

Lots of us remember charities at Christmas and Enable’s IFAs in Bishops Stortford know making donations to charities is part of financial planning, but  there are some great opportunities to donate money regularly and receive gifts with charity subscription boxes.  Monthly subscriptions to charity boxes let you help a good cause whilst treating yourself or others. More and more charities ar... more >

Be clear on Capital Gains allowances

January 8, 2020

Enable’s IFAs in Bishops Stortford know that Capital Gains Tax is one of those tax allowances that can cause lots of anxiety and confusion. Capital Gains Tax (CGT) is charged on the profits made when certain assets are sold or transferred. You have to pay tax on the gains made above your annual tax-free CGT allowance, which this year is set at £12,000 (having increased from £11,700 last year).... more >

Pension mistakes – do you need some advice?

January 6, 2020

Enables experienced IFAs in Bishops Stortford know lots of people are at risk of making pension mistakes. The best way to not make mistakes is to get some meaningful advice. “One interesting new trial is underway aimed at getting more people to seek help with handling their pension pots before tapping into them,” says John Fitzsimons. The trial is being organised by the Money and Pensions S... more >

Remortgage with us an you could save you £££’s each month

December 16, 2019

Your home may be repossessed if you do not keep up repayments on your mortgage. Our first mortgage meeting will be met at our cost and during this meeting we will explain our charges to you.   Up until 31st of March, 2020 we will waive our normal fixed fee of between £149 to £299 payable, depending on the level of research needed and the type of mortgage applied for. This is a non-refund... more >