Win a family ticket for BISH BASH 2019

April 16, 2019

Enable Independent are delighted to announce the launch of their BISH BASH win a family ticket competition where one lucky winner will receive a prize of a family ticket for two adults and two children under 18 worth £89 for this year’s BISH BASH event – 4th & 5th May 2019, in support of Grove Cottage Mencap and in association with Bish Bash. Enable Independent are headline sponsors of th... more >

Housing is still a reliable investment despite Brexit indecision

April 15, 2019

Enable’s IFAs in Bishops Stortford know that it has been a tricky time for businesses and the markets with Brexit indecision. The UK's housing market looks set to continue to struggle on warn estate agents but the property is still a reliable investment at so many levels. One survey compiled by the Royal Institution of Chartered Surveyors (Rics) recently revealed that new inquiries from buye... more >

Teenagers and money – it’s important to play a role in shaping financial behaviour

April 13, 2019

Whether you are a parent and grandparent or a carer you play an important role in shaping the financial behaviour and attitude of the young people in your life towards money. Enable’s IFAs in Bishops Stortford know that many teenagers rely on their mum or dad to set the right example when it comes to managing finances. Talking to teenagers about money is not necessarily that easy but there ar... more >

Pension Choices – Enable’s IFA’s know pension choices are vital

April 1, 2019

Enable’s IFA’s know pension choices are vital and some recent research commissioned by The People’s Pension and State Street Global Advisers, titled New choices, big decisions: Exploring consumer decision making and behaviours under pension freedom and choice, reports that some feel upset and confused about pensions.  “It’s a very serious matter. If I muck up at 60, I muck up for t... more >

The banks and bankers have had a bashing in recent years but there are changes that are taking place

March 27, 2019

The banks and bankers have had a bashing in recent years but there are changes that are taking place and Enable’s IFAs in Bishops Stortford know that more and more clients are concerned about the greening of the banks.  According to Ethical Consumer recently the amount of money paid into these 'ethical' banks has risen from £2,077 billion to £2,518 billion in 12 months. So what is a green ... more >

When we are working we all pay National Insurance contributions but how many of us really know what they are for

March 19, 2019

When we are working we all pay National Insurance contributions but how many of us really know what they are for. Enable’s IFAs of Bishops Stortford think everyone needs to take an interest in the details of their finances and good financial planning means you need to know where your money is going. National Insurance payments are essentially another tax on earnings that are paid by employees... more >

If you are saving up for your first ideal home you will know you have to try and raise the best deposit possible as this will improve your mortgage options

If you are saving up for your first ideal home you will know you have to try and raise the best deposit possible as this will improve your mortgage options. Once you have your best deposit in place, Enable's IFA's in Bishop's Stortford can help you look for the best mortgage for you. To prepare for a mortgage application it is good to make sure you have a good credit score. When you apply for a... more >

Enable’s IFA’S have remained a fan of the ISA and it looks as if the Cash ISA

March 15, 2019

Enable’s IFA'S have remained a fan of the ISA and it looks as if the Cash ISA will mark its 20th birthday with a comeback to make it worth your while again. The once-popular cash ISA took a b bit of a fall from grace three years ago after it was hit by new tax rules and pitiful rates. Experts, however, are encouraging savers to turn back to the humble tax-free cash Isa - warning they could end u... more >

As the end of the tax year approaches it is a good time to check you have used your tax allowances

March 12, 2019

As the end of the tax year approaches it is a good time to check you have used your tax allowances. Enable’s IFAs in Bishops Stortford can help you make sure you have used them all wisely. It is the case in the UK that everyone has a basic personal tax free allowance. This is the amount of money you can earn tax-free each year. You do not normally need to do anything in order to receive this as ... more >

Thinking about buying a place on your own? 

March 5, 2019

If you are thinking about buying your own place or you are thinking of supporting one of your family to buy a place of their own it can be useful to have a good checklist.  Enable's IFAS of Bishop's Stortford know you have to start with saving up for a deposit. Step one to owning a place of your own is to save. To do this you might want to consider using a Help to buy ISA or a Lifetime ISA as ... more >