Win a 6ft Nordic Christmas Tree for Christmas

October 21, 2019

We are delighted to announce this year's Christmas competition to win a 6ft Nordic Christmas Tree delivered to your door before Christmas. T's and C's do apply, please see below. T's and C's for our Christmas Tree Competition for primary school children aged between 4-11 years old, they must have adult permission to enter this competition. One lucky winner will WIN a 6ft Nordic Christmas Tree -... more >

Have you considered a holiday let retirement boost?

October 17, 2019

Part of many peoples retirement plan has been to become a landlord. Enable’s IFAs have had many conversations about how the UK Government has made it harder for buy-to-let landlords. This means that people are looking to find other sources of income to help boost their retirement income. Some people have been turning to holiday lets to see if they can generate the income they want in retireme... more >

How to retire comfortably – make sure you save enough

October 15, 2019

Enable’s IFA's in Bishop's Stortford know that we all want to find ways to retire comfortably. But if you are worrying that you might run out of cash in your old age or that you are not saving enough for your retirement you are not alone? One recent study by the Pension and Lifetime Savings Association found that more than half of us (56%) are not confident that we will have enough put away t... more >

Spending in retirement

October 10, 2019

When we are wondering what we will be spending in retirement it makes sense to look at the whole picture. Enable's IFAs in Bishop's Stortford can help you look at what your retirement cash needs might be. For many, it is easy to think that once we have saved and invested enough to keep us going in our golden years, the job is done. But its only half done as it is vital to consider how to take this... more >

What do you need for retirement?

October 7, 2019

If you are worried about what you need to save for retirement Enable’s IFAs in Bishops Stortford will be able to talk you through your options. A relatively comfortable retirement may not cost as much as you think. You are not alone to have concerns recently a study from Scottish Widows found that more than one in five people (22%) believe they will never be able to stop working. Enable’s I... more >

Dipping into your pension funds?

October 3, 2019

If you are considering dipping into your pension funds it is worth taking a moment to consider the consequences. Enable’s IFAs in bishops Stortford can help you look at your options. Since the pension changes meaning once you turn 55, you can withdraw up to 25% of your pension savings tax-free people have been dipping into their assets but it can have a huge knock-on effect on your future financ... more >

The Challenge of Poverty in old age

September 30, 2019

A worrying new report has recently revealed a rise in the number of elderly people living in 'severe poverty'. Enable’s IFAs in Bishops Stortford have long sung the benefits of saving for a pension and starting to save as early as possible. This recent study only highlights the need to address this kind of financial planning as early as you can.  The report from The Pension Reforms and Old A... more >

Free Wills in October – Make a will month

September 26, 2019

Enable’s IFAs in Bishop's Stortford know how important you have a will in place to ensure your family is looked after financially when you die 55% of us haven't written a will, including nearly a third of people aged over 55. Two-thirds of unmarried couples don't have a will, which is of particular concern as unmarried people don't automatically inherit from their partner unless they owned prope... more >

Potentially Exempt Transfers

September 22, 2019

Potentially Exempt Transfers may sound dull but Enable’s experienced IFAs in Bishop’s Stortford know that PETs are one of the easiest ways to distribute your inheritance without paying Inheritance Tax. Many of us work hard and plan financially not only to live the lives we want but also to be able to pass on some financial stability to our families.  In times gone by, passing on an inherit... more >

Help your children buy property – bank of Mum and Dad

September 19, 2019

Enable's IFAs are often asked about how to help children buy a property. It has been the case for some years now that sky-high property prices mean the 'Bank of Mum and Dad' now lend more money than many UK high street banks. But you need to take care when lending or gifting money or property to your children. The most common way parents help out is by giving their child some, or all, of the re... more >