Read-up on the latest news from Enable and the rest of the financial industry.
January 24, 2022
If you are looking to save money on your existing mortgage payments and cut some of your monthly bills then it might be a good idea to consider remortgaging. Other reasons for changing your mortgage supplier could be that your situation has changed, or perhaps your current deal has come to an end. Here are some things to check if you are considering remortgaging: check out how much it will cos... more >
January 23, 2022
Property market sales were up by 11.8% in December compared to November, which meant that total transactions were close to 1.5 million for 2020 according to the HMRC; making it the busiest property sales year since 2007. An overall increase of 26% compared to pre-pandemic levels, even though levels were 20% lower in December 2021 compared to 2020. This change has been attributed to buyers rushing ... more >
January 21, 2022
This year has already been coined as the ‘year of the squeeze’ with rising energy costs, phone bills, mortgage repayments, council tax, and national insurance payments all having a squeeze on personal finance. The outlook for the rest of this year is not looking much better either as wholesale gas costs continue to rise, coupled with a lack of action from the Government. It's not just low to m... more >
January 17, 2022
Launch into 2022 by reducing your mortgage payments and receive a FREE MORTGAGE application on re-mortgages for both existing and new clients! Save on the normal fixed fee of between £149 to £299 T’s and C’s do apply please see our website. Plus, we are independent and can look at the whole of the market to secure the best deal for you saving you both time and Enable could save you £££... more >
January 12, 2022
Over the past few years, we have experienced exceptionally low-interest rates, however, with the announcement of a 01.15 percentage points rise last December many borrowers are finding that fixed mortgages are on the increase as well as some variable deals. According to MoneyFacts the overall rate of term tracker mortgages has increased from 3.38% in December to 3.53 so far this year. Some h... more >
January 10, 2022
The Government would like to increase the EPC requirements to a ‘c’ rating for all new tenancies by 2025 and current tenancies by 2028 to increase energy efficiency. At the moment current legislation in England and Wales states that all buy-to-let property must have an EPC rating of ‘E’ or above. However, according to data from the Ministry of Levelling up, Housing and Communities 13 mi... more >
December 28, 2021
Enable’s IFAs in Bishops Stortford know what a tough year it has been again for many. It is good to see that according to new research from The Openwork Partnership many advisers are working hard to help clients review their finances in the wake of the Covid-19 pandemic. According to the Partnership research advisers estimate that on average nearly half (46%) of their clients are engaged in c... more >
December 24, 2021
At this time of year what comes next is always at the back of the mind. It is always difficult to predict the future and impossible to know for sure what will happen but that is why experience can be invaluable when looking to acquire or change a mortgage. Enables IFAs in Bishops Stortford are here to help you consider what the future may hold when it comes to a mortgage in 2022. Whether you ar... more >
December 16, 2021
A recent poll conducted by Countrywide Surveying Services (CSS) revealed that some 80% of consumers confuse a mortgage valuation with a survey. Enable’s IFAs in Bishops Stortford are alarmed to see that four out of five consumers still confuse a mortgage valuation with a survey. "It’s up to us, as an industry, to continue raising consumer awareness around valuations and help homebuyers unde... more >
December 14, 2021
According to research from Shawbrook Bank Enable’s IFAs in Bishops Stortford notice that a third of landlords plan to expand their portfolio in the next twelve months. Saying - "With 2021 announced as the “busiest year” for the housing market according to Zoopla, despite recent falls in transactions, it’s clear that the market has fully rebounded from the lows of the pandemic." The repo... more >
