Can you take advantage of the stamp duty holiday?

October 21, 2020

Are you in a position to move or buy your first home if you are you will be looking to take advantage of the current stamp duty holiday? Enable’s IFAs in Bishops Stortford can help you look at how the stamp duty holiday might work for you. Stamp duty is a land tax that is paid to the Government when land or property is bought or transferred. In Scotland, the equivalent is called land and buil... more >

Are you saving for a house deposit?

October 18, 2020

Enable’s experienced IFAs in Bishops Stortford know how hard it can be to save for a deposit. But saving as part of your financial management is always a good thing to do and saving to invest in a home has got to be one of the most important things you do to provide financial security. Saving for a deposit has recently had the added problems associated with Covid.  “First-time buyers may f... more >

Enable’s Halloween Spook-tacular competition #spooktacular 🎃

October 13, 2020

Halloween is almost here I don’t know about anyone else here at Enable Independent those with young families have already started prepping their children on the fact they won’t be able to go trick or treating this year. The kids need a bit of break after the year they’ve had but most importantly we all need to keep safe. We thought of this idea, where everyone puts a pumpkin picture that the... more >

Retirement Interest-Only (RIO) mortgage

September 28, 2020

Enable’s experienced IFAs in Bishop's Stortford are always looking for ways to help with mortgages. In these Covid-19 times, many have started to think differently about retirement. And if you're approaching retirement and still have an interest-only mortgage you're not sure how you'll pay off. Perhaps you should look at taking out an interest-only retirement (RIO) mortgage.  A RIO is anothe... more >

Re-mortgagers have seen increases in property value

Enable’s IFAs in Bishop’s Stortford have noticed that some re-mortgages have seen increases in the value of their property recently. According to a NatWest survey of those who remortgaged during the first COVID lockdown some 62% say it led to an increase in the value of their property. Their survey also revealed that 45%, almost half of 18-30-year olds’ homes are now worth between 10% and... more >

Taking advantage of a stamp duty holiday?

September 27, 2020

Enable’s IFAs in Bishop's Stortford have been helping lots of you who want to take advantage of the stamp duty holiday. As announced on 8 July 2020 by the Chancellor the 'Stamp duty holiday' will last until March 2021. During this period no stamp duty will be payable for first-time buyers and those purchasing their only property up to £500,000 in England and Northern Ireland as long as the deal... more >

Enable raise money for MacMillan

September 25, 2020

Last Friday the team at Enable raised £106.30 plus the extra 25% Gift Aid equals £132.87 by holding a Mac a MacMillan coffee morning. A BIG thank you to everyone who has donated cake and money for such a great cause. There were all sorts of delicious treats including Cinnamon Swirls, lemon Drizzle Cake, Krispy Crème Doughnuts, Tiffin, Rocky Road, Cookie Dough Caramel Cup Cakes, Chocolate C... more >

Mortgage holidays are coming to an end

September 24, 2020

Enable’s IFAs in Bishop’s Stortford know that lots of homeowners have been taking mortgage holidays through this Covid-19 lockdown period. Mortgage flexibility has been a very useful financial tool during this period of change and uncertainty. But it is really important that homeowners are aware that the Financial Conduct Authority (FCA) has revealed that special COVID mortgage payment holiday... more >

Holding house prices in the UK

September 18, 2020

Despite the pandemic Enable’s IFAs in Bishops Stortford note that almost half (45%) of buyers asking for a price reduction on properties in light of the COVID-19 pandemic. But home sellers are not budging on price this is according to the latest research by Strike. Their research suggests that whilst a quarter would consider a reduction between 5% to 10% almost a third (29%) say they wouldn... more >

Easing the financial burden by remortgaging

September 15, 2020

Enable’s IFAs have been focused on supporting homeowners ease any financial worries during and after the lockdown. One of the biggest financial outgoings for most people is their mortgage and remortgaging can often be a way to improve this outgoing. Indeed, the numbers of property owners remortgaging has been reflected in the national figures as recorded in a recent survey by NatWest. It reports... more >