Feeling the financial squeeze? Lockdown money saving ideas

May 25, 2020

Enable’s IFAs of Bishop's Stortford know that wages have been cut, contracts have dried up and finances are being stretched by the lockdown. So can you do anything to help you through these uncertain financial times? The BBC has compiled a list of 6 key areas to help us all with lockdown money-saving ideas.  1. Use tech to shop around Use price comparison sites to track and compare prices... more >

Exceptional circumstances for mortgages

May 22, 2020

Enable’s experienced IFAs of Bishop's Stortford still have on offer till 31st May 2020 their remortgage application offer. In these exceptional circumstances for mortgages Enable will waive the normal fixed fee of between £149 to £299 depending on the level of research needed and the type of mortgage applied for. In the light of recent news that borrowers with a mortgage payment holiday can no... more >

Extending Help to Buy?

May 15, 2020

Enable’s experienced IFAs in Bishop's Stortford have seen the Help to Buy scheme work for many. It is good news that the government is considering extending the Help to Buy scheme which will enable more people to take advantage of an equity loan to support them onto the property ladder. Enable understand that the House Builders Federation has been in talks with the government to discuss retainin... more >

Looking to renew a buy-to-let mortgage?

May 13, 2020

Are you a landlord due to remortgage? There is still a choice of lenders out even if the market has shrunk. Good news is that until the end of May Enable’s experienced IFAs in Bishop's Stortford have extended their remortgage application offer. Up until 31st of May, 2020 they will waive their normal fixed fee of between £149 to £299 payable, depending on the level of research needed and the ty... more >

What’s an Offset mortgage?

May 6, 2020

Enable’s IFAs of Bishop's Stortford have noticed that even though the number of offset mortgage products available in the market has fallen in the last 12 months, average rates have fallen too. This makes these types of mortgages highly competitive. If you are looking to renew your mortgage Enables are waiving their fees until 31st May 2020 essentially offering a free mortgage application for re... more >

Wanting to save money when you remortgage?

May 4, 2020

Until the end of May Enable’s experienced IFAs in Bishop's Stortford will be extending their remortgage application offer. Up until 31st of May, 2020 they will waive their normal fixed fee of between £149 to £299 payable, depending on the level of research needed and the type of mortgage applied for.  If you are looking to reduce your mortgage payments and consolidate your debts Enables IF... more >

Win a dog-friendly weekend family break in North Devon by entering our Paw-tastic dog competition

April 27, 2020

OFFICIAL CONTEST RULES Eligibility: This Contest is open only to those who post their photos of their pets on this Facebook post and who are 18 years of age or older as of the date of entry. The Contest is only open to legal residents of The United Kingdon Employees of Enable Independent and immediate family members and/or those living in the same household of Employees are not eligible t... more >

What does the FCA say?

April 24, 2020

Enable’s experienced IFAs in Bishop's Stortford regularly look to the Financial Conduct Authority (FCA) advice as a benchmark of best financial practice. In the UK nearly, all adults are consumers of financial services from bank accounts to mortgages, credit cards, loans, savings and pensions.  The FCA work to ensure an appropriate degree of protection for all consumers. Enable’s IFAs know... more >

Reviewing your mortgage deal?

April 21, 2020

With the COVID-19 situation, Enable’s IFAs of Bishop's Stortford know that lots and lots of mortgage deals have disappeared. Halifax, BM Solutions and Scottish Widows who are all part of the Lloyds Banking Group have removed all residential mortgage deals available at above 60% LTV for purchase or remortgage. Andrew Montlake, managing director at broker Coreco, described this response as a “fl... more >

What is a Mortgage holiday?

April 17, 2020

It sounds like a good thing having a mortgage holiday and Enable’s IFAs have seen that more than a million homeowners have taken mortgage payment holidays as their incomes have been hit by the COVID-19 and the restrictions of movement we are all facing.  If you're thinking of doing the same what does it mean? In most cases, a mortgage payment holiday means your lender will let you off paying... more >