Colchester Zoo colouring competition – win a family ticket to Colchester Zoo

October 17, 2018

We are delighted to announce the launch of our Colchester Zoo colouring competition for primary school children aged between 4-11 years old.  One lucky winner will receive a family ticket for 2 adults & 2 children, plus a £100 cash donation for their school. All you need to do is to colour in the competition entry form and send or deliver by hand to your nearest participating company by the ... more >

MARKETS: (DATA COMPILED BY THE OUTSOURCED MARKETING DEPARTMENT)

October 3, 2018

European markets had a volatile few days at the end of September, after the Italian government set a higher than expected budget de cit target, which is likely to trigger downgrades of Italy’s credit rating. In September, the eurozone’s annual rate of inflation rose further above the European Central Bank’s 2% target, with investors concerned the situation could lead to a breach of t... more >

Retail sales rise strongly

October 2, 2018

The latest retail sales figures proved to be much stronger than analysts had been expecting as UK consumers continued their summer spending spree. Official data published by ONS showed that retail sales volumes increased by 0.3% between July and August. In comparison, the consensus market forecast had predicted a 0.2% drop in sales during that period. Across the three months to Augus... more >

Growth picks up but Brexit fears loom large

October 1, 2018

Although the UK economy recently recorded its fastest rate of growth in almost a year, Brexit-related uncertainties continue to cast a shadow over future growth prospects. Data released by the Office for National Statistics (ONS) shows that gross domestic product rose by 0.6% during the May–July period boosted by an increase in consumer spending thanks to the unusually hot weather and... more >

Ready, steady, go – the team have started their Brussels Cycle challenge

September 27, 2018

Once again the intrepid staff of Enable of Bishops' Stortford are off on their annual cycling challenge. This time the IFA's and support staff will be riding from the heart of the Capital of the UK (London) to the heart of the Capital of Europe (Brussels). Again the Enable team are hoping to raise money for the brilliant local charity that they have supported before Grove Cottage. Grove Cottage... more >

Are pensions worth it?

September 25, 2018

In the modern workplace, people do ask Enable's IFAs of Bishop's Stortford if pensions really are worth it. A pension is not necessarily what you think it is, it is in many respects a fairly simple product that offers you a tax-free pot of cash. Better still not only you but your employer and sometimes the Government pays into it. Some will argue that it affects your income and effectively you ... more >

Can you inherit a pension?

September 18, 2018

One of the questions Enable’s experienced IFA’s are regularly asked is can you inherit a pension. When considering wealth management and inheritance issues it is good to think of the long and the short term. In most cases, a private pension can be inherited by anyone when you die not just your spouse or children. The way you have decided to take your pension, however, will affect how it can... more >

Equity release to boost your pension?

September 16, 2018

Enables’ IFA’s in Bishop’s Stortford are regularly asked about equity release from property to boost pensions.  According to some recent reports form Retirement Advantage, there has been a striking rise in the number of people using equity release to buy a new property. Some 10.3% of the company’s customers took out an equity release loan in order to pay for a new property purchase in ... more >

Thinking of Cashing-in your pension pot?

September 3, 2018

Enable’s IFA's have had lots of conversations about cashing in pension pots since reforms were introduced in April 2015 by the chancellor at the time, George Osborne. But many people are making a poor financial decision by taking some of their pension pot in cash. Some pensioners could receive 37% more retirement income every year by investing rather than cashing in, says the Financial Conduct A... more >

Lasting Power of attorney alongside your will

September 1, 2018

We all know that we should write a will but do we all know we should also consider something called the lasting power of attorney? As part of your financial planning Enables’ IFA's also suggest LPA planning. Unfortunately, mental or physical incapacity can hit at any time and it makes sense to plan ahead to ease the potential burden on loved ones. It is predicted by the Alzheimer's Society th... more >