Read-up on the latest news from Enable and the rest of the financial industry.
August 21, 2019
Making sure you know what is permitted for your financial planning is what working with an experienced IFA is all about. So knowing the detail of financial legislation is vital for financial planning. It would seem that currently thousands of bereaved people are missing out on Additional Permitted ISA subscriptions. But what are Additional Permitted Subscriptions? Back in 2015 when the governme... more >
August 19, 2019
Enable’s IFA’s work hard with clients to facilitate good financial planning to make sure that they put enough money away for their pensions. Having saved so hard and so efficiently it also makes sense to make the most of your pension as you draw on it. One of the most important things to do unless you can afford to is not to push yourself into a higher tax bracket by accident. When you are ... more >
August 15, 2019
Some argue that the traditional ways that we buy homes in the UK is changing. Some buyers are working very hard and only paying one set of Stamp Duty as they move along the property ladder. Enable’s IFAs in Bishop's Stortford have seen several clients “leapfrog” some of the more traditional rungs of the housing ladder and some say it is impacting the housing market. Stamp Duty has fallen ... more >
August 13, 2019
Enable’s experienced IFAs in Bishop's Stortford are being asked more and more about equity release as part of financial planning. Until recently it was mostly dismissed as a last resort for those without sufficient pensions, it is growing in popularity but beware it won't work for everyone. Data from equity release company Key found the average customer released over £77,000 worth of equity... more >
August 6, 2019
Enable’s IFAs in Bishop's Stortford understand how useful the digital world is but is the internet putting your inheritance at risk? Some lawyers believe it might be and are warning our money could be lost forever because of family secrecy and outdated laws. The Money Advice Service estimates that there’s £850 million lying unclaimed in lost bank accounts, so much so that the Government to... more >
August 4, 2019
Enable’s IFAs in Bishop’s Stortford are always looking for ways to help with financial planning. When it comes to pensions and savings, we all need to have some but it is also important to know how to spend efficiently. When it comes to drawing on your pension funds there are tax-efficient ways to withdraw your pension and other savings. The first thing to consider is the order in which you... more >
July 30, 2019
It can be easy to make pension mistakes Enable’s experienced IFAs come across many people who see retirement as a long way off. But when it comes to financial planning and retirement planning one of the biggest mistakes people can make is to put off starting a pension. As long as you can afford it the sooner you start saving and regularly paying into and reviewing your pension pot, the easier... more >
July 29, 2019
Enable’s IFAs in Bishop’s Stortford want to help you make sure your money lasts in your retirement. For many, retirement can be as long as 30 years or more depending on when you retire and how long you live. So before you give up work you need to make sure that the sources of income you have created will provide you with enough money to live on for the whole of this retirement. Your income ... more >
July 25, 2019
If you are continuing to manage property as a landlord you will know how hard it has been recently with all the changes in property regulation. Enable’s experienced IFAs can see that some buy to let landlords have been underserved. So a new range of buy-to-let mortgages available to self-employed and older landlords with long-term fixed-rates and low deposits on the market has been good to see. ... more >
July 23, 2019
Enable’s IFAs in Bishop's Stortford know that money can still be a bit of a taboo subject for women and they are the poorer for it. One old adage sometimes heard in the financial sector goes that women save and men invest, perhaps this still rings true for some of us? The last year for which data is available suggests that 892,000 women invested in the government’s stocks and shares ISAs (w... more >
